You made a plan at the beginning of the month, and now a $200 bill came in at $192. What do you do?
Update it.
Reality has changed. If you update it while keeping a zero-based budget, this will force you to be intentional with ALL your money, including the money that randomly shows up.
Plus, there’s a major (maybe surprising) psychological benefit too!
About Rob
I'm a Christian university Math instructor and, my wife is a nurse. We live in Winnipeg with our two kids, and for years we felt like we made too much money to be so broke. After changing our paradigms around money, we paid off all our consumer debt ($41k) and built a $21k emergency fund in 25 months. Today I (Rob) strive to help Canadians experience the same massive shift in their finances that we did by pushing people to take their financial lives seriously, and with the responsibility that comes from managing money for God. My mission is to be a powerful and passionate example of the unlimited possibilities financially that are available for anyone that commits their life to living for God and following His principles of wealth building. I will share all the best ideas I've come across and strategies to make a difference in your financial life.