Have you ever set a budget and gone over it without even thinking or noticing it happen? The key to avoiding this is to make it IMPOSSIBLE to go over budget! If this happens to you often, you may want to consider implementing some version of the envelope system. Watch this video to see how the envelope system works and why it might be something for you to consider in your financial life!
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The Keys To Make A Big Purchase Without Debt
Everything in our culture SCREAMS debt, and EVERYONE has more month left at the end of the money. Therefore big expenses almost NEED to go on credit, right? WRONG. You CAN make a big purchase in CASH and WITHOUT DEBT. You just need a few key tips to make it happen.