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Check out all episodes of The Debt-Free Canadian Podcast here!

Be sure to get the PDF of instructions I use to enter and track my transactions with incredibly low effort and time needed: www.wepayoffdebt.ca/everydollar

This is the app that changed everything in our financial lives – being able to not only make a budget but more, to (a) track it with almost zero effort, (b) to be able to update it quickly and with almost zero effort, and (c) be able to actually feel and BE in control of our finances for the first time ever!

Check out all episodes of The Debt-Free Canadian Podcast here!

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Check out all episodes of The Debt-Free Canadian Podcast here!

Text ‘SAVINGS’ to 204-813-6133 to get a PDF summary of this video

Many Canadians, especially Christians, feel guilty thinking that they’re not doing the right thing – that they should be saving more, or doing something more with their money.  In this podcast, I go through all the different stages you might be in and answer the question “How much should I save?” along the way.  Enjoy!

Check out all episodes of The Debt-Free Canadian Podcast here!

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Check out all episodes of The Debt-Free Canadian Podcast here!

What in the world is a TFSA?  An RRSP?  Which one is right for me?  If you get this wrong, it can cost you THOUSANDS in retirement.  The answer is pretty easy, but it’s important YOU understand what you’re investing in, and WHY.

Listener question from Living On A Loonie in Ontario

Check out all episodes of The Debt-Free Canadian Podcast here!

Text ‘SAVINGS’ to 204-813-6133 to get a PDF summary of this video

Many Canadians, especially Christians, feel guilty thinking that they’re not doing the right thing – that they should be saving more, or doing something more with their money. In this video, I go through all the different stages you might be in and answer the question “How much should I save?” along the way. Enjoy!

RELATED
– So You Want To Be A Good Steward Financially | How Can I Be A Good Steward Of God’s Resources? – www.youtube.com/watch?v=ITA0Bt_DyJI
– The Best Side Hustles To Get Extra Income And Get Out Of Debt | Canadian Side Hustles – www.youtube.com/watch?v=ewanLYEA498

Text me your questions! 204-813-6133!

How does one do Christmas Credit Card Free and without Debt? It takes some effort and intentionality, but not only is it totally doable, but there are even ways to even make it FUN. Moreso, it’s a MYTH that you need a credit card to buy online. We’ve been buying online for a long time, and have been doing so without a credit card for YEARS now. Today there are 3 tools that are AMAZING to make this easy for Canadians.

RELATED
– The #1 Reason To Get Rid Of Your Credit Card TODAY! – www.youtube.com/watch?v=vQcSwi_2gY4
– Living a Credit Card Free Life in Canada 2020! – www.youtube.com/watch?v=PIKy1ESyo2Q
– Some Credit Card Math – Minimum Payments – www.youtube.com/watch?v=mKyW0mXzQSk

👨‍🏫 I’ve distilled all my best teachings on bringing budgeting into your life into a free email course. Sign up to take it for free at wepayoffdebt.ca/budgetcourse

Remaining debt-free requires constant vigilance. Today in Canada, going into debt is the NORM! When a big purchase comes up, like a car or a trip, it’s so normal to put it on debt. So, if you’re going to STAY completely debt-free, you’ve got to be WEIRD (in a great way)! In this video, I share some of the lessons we’ve learned about actually remaining consumer debt-free, and not falling back into using debt.

Are you a Canadian with financial questions and not sure where to go next? Text me! 204-813-6133!

RELATED
– How To Make a Budget You’ll Actually Stick To (and easily too!) – www.youtube.com/watch?v=7CKFu9y_Acw
– The #1 Reason To Get Rid Of Your Credit Card TODAY! – www.youtube.com/watch?v=vQcSwi_2gY4
– The Budget Is Not Sacrosanct. You Need To Change It! – www.youtube.com/watch?v=3-J6MkjoEPM

Subscribe Now!

Check out all episodes of The Debt-Free Canadian Podcast here!

How does one do Christmas Credit Card Free and without Debt?  It takes some effort and intentionality, but not only is it totally doable, but there are even ways to even make it FUN.  Moreso, it’s a MYTH that you need a credit card to buy online.  We’ve been buying online for a long time, and have been doing so without a credit card for YEARS now.  Today there are 3 tools that are AMAZING to make this easy for Canadians.

ABOUT THE LISTENER QUESTION
– The KOHO Card – sign up today, and get $20! – www.WePayOffDebt.ca/koho
– How To Make a Budget You’ll Actually Stick To (And Easily To!) – www.youtube.com/watch?v=7CKFu9y_Acw&list=PLERRPW110SDYnTJyN2KjLb1cGsXmov0SQ&index=11

RELATED
– The #1 Reason To Get Rid Of Your Credit Card TODAY! – www.youtube.com/watch?v=vQcSwi_2gY4
– Living a Credit Card Free Life in Canada 2020! – www.youtube.com/watch?v=PIKy1ESyo2Q
– Some Credit Card Math – Minimum Payments – www.youtube.com/watch?v=mKyW0mXzQSk

Check out all episodes of The Debt-Free Canadian Podcast here!

Subscribe Now!

Check out all episodes of The Debt-Free Canadian Podcast here!

Lots of people have asked me recently what they can do to get their income up, especially those in rural Canada.  It’s easy to look around and feel like there’s nothing here for you to do.  But all it comes down to is finding a way to meet needs.  If you can meet people’s needs, they will thank you with CASH.

RELATED:
– Got Free Time, A Vehicle, And A Huge Desire To Be Debt Free? – www.youtube.com/watch?v=zcSz7yMElCU
– Do you want to get out of debt? See debt as the ENEMY. – www.youtube.com/watch?v=IjWZ-YpaeCQ

Check out all episodes of The Debt-Free Canadian Podcast here!

Subscribe Now!

Check out all episodes of The Debt-Free Canadian Podcast here!

My wife and I paid off $41,000 and built a $21,000 emergency fund in a total of 25 months after Discovering Dave Ramsey.  This was such a MASSIVE shift in our financial lives.  In this video, I share the story of our get out of debt journey!

RELATED:
– The #1 Reason To Get Rid Of Your Credit Card TODAY! – www.youtube.com/watch?v=vQcSwi_2gY4
– Some Credit Card Math – Minimum Payments – www.youtube.com/watch?v=mKyW0mXzQSk

Check out all episodes of The Debt-Free Canadian Podcast here!

Got a call from a close friend recently who was looking for some input. “I just want to feel like I’m being a good steward of what God has given me.”  It’s a common feeling of Christians when it comes to their finances.  In this video, I go through some of the main points to hit to be someone who is managing their financial resources for God.

RELATED:
– The Best Way To Pay Off Your Debt – www.youtube.com/watch?v=nDt80kZn9wc
– How To Make a Budget You’ll Actually Stick To (and easily too!) – www.youtube.com/watch?v=7CKFu9y_Acw
– The App We Use To Track Our Money – www.wepayoffdebt.ca/everydollar
– How much life insurance do you need? – www.youtube.com/watch?v=zqCfXguLOTA
– TFSA vs RRSP: Saving For Retirement In Canada – www.youtube.com/watch?v=0k2H-I_4b14
– Reason #56235546​ To Get Out Of Debt: RESPs! – www.youtube.com/watch?v=gtf7ACLMd0c

Check out all episodes of The Debt-Free Canadian Podcast here!