Do you ever wonder why you never feel like you’ve got enough money? Here’s the secret: odds are good you have enough. Pretty much everyone in Canada does! We have soooo much money here, and yet we’re all broke. Why? Because we’re not managing it. When you don’t tell your money where to go, you wonder where it went.
The Bible talks more about money and possessions more than almost any other topic – over 800 times! It’s amazing wisdom, and living by it, you’ll see amazing successes.
Nope. Debt is stealing your income. Every month hundreds, if not thousands of dollars are going out in payments to debt. When we pay off our debt, we have control of our greatest wealth building tool: our income. On the other hand, if you let debt stick around, have you noticed it just continues to grow?
Thank you Rob for not only helping our finances but helping our marriage!! Words cannot express how grateful we are for teaching us the Seven Baby Steps to Financial Freedom.
My husband was often upset at me for overspending on the credit card and I was often upset with him because I still felt like a single. We shared everything on paper but still functioned with our own accounts trying to work as a team.
Rob taught us the importance of being unified and putting our accounts together. We also started a cash budget. We told every dollar where it was going to go on our monthly cash budget flow sheet!
Today we are debt free and the cash budget as become a lifestyle. It has given us the freedom to be generous with friends, family and charities. We are even going on a humanitarian trip soon!
Our process took about one to two years. It was hard because we had to own our denial of overspending (often blamed the increase in grocery prices for my high credit card bill), our lack of delaying gratification( I want a new kitchen like yesterday) and our lack of discipline( I don’t have time to do a budget).
Thank you Rob for your desire to teach others! You walk your talk!
Thank you for helping us stop fighting over money and instead becoming Financial Freedom Fighters for ourselves and others.
– John and Sherry A., Winnipeg
Getting your finances in order is such a daunting task and it’s hard to know where to begin. When I took the Dave Ramsey course with Rob it gave me the starting point I was looking for. The baby steps has help and continuing to do so as I make better financial decisions and throughout the process I reached out to Rob for advice and/or questions I had and he was more than willing to help. Whether through email, phone and even in person.
I would definitely recommend Rob to anyone I know because his knowledge and his experience is priceless and my family and I are so grateful for all his help. I know I can count on Rob to guide me to a better financial future.
– Arianne B., Winnipeg
We are so glad to have found out about Rob’s genuine interest in helping us learn how to better manage our finances.
I came across Rob’s services in a Dave Ramsey Facebook group and I am so grateful for this! Rob taught us some valuable lessons. We learned not only WHY budgeting the right way makes such a difference but HOW to do so. He explained things in such a clear and simple way, that I honestly think anyone would benefit from Rob’s support.
Thanks to Rob’s help my husband and I learned how to use the EVERYDOLLAR app! Also, we are now more motivated to keep working on better habits in order to reach our goals faster.
Everything budget wise is so much clearer. And it’s actually become more enjoyable! Never thought I could say that.
I highly recommend a consultation with Rob-at minimum! His course and phone calls are a very affordable investment into a much better present and future.
– Sara H., Calgary
Hey folks! My name is Willy. My wife and I began our married life with student debt. We managed to pay that off but within another year found ourselves back in debt. For the next fifteen years or so debt was just a normal state of being. We accumulated between twenty five to thirty thousand dollars of debt in a car loan, credit card, and line of credit. We made some attempts to pay off some debts but the idea of paying off all our consumer debt seemed unattainable.
Then inspiration and hope came in the form of Robert Borgersen. He introduced us to Dave Ramsey. Rob and his wife demonstrated in their own situation following some simple steps it was possible to be debt free. Inspired by their success we attended some workshops given by Rob and followed his advice.
Within about three years we did what we thought was impossible-we paid off all our consumer debt. More importantly, Rob helped us change our mindsets about debt allowing us to stay out of debt going forward.
We are working on building our emergency fund now with great hope for the future! Thanks Rob!
I would definitely recommend Rob to anyone I know because his knowledge and his experience is priceless and my family and I are so grateful for all his help. I know I can count on Rob to guide me to a better financial future.
– Willy N., Winnipeg